An Independent, Fee-only Financial Advisor since 1988.
Main Office: (973) 543-6660
Toll Free: (800) 390-5395
Fax: (800) 339-5395
E-mail: info@signetfm.com


Everyone deserves a quality financial plan. We work closely with you to gain an in depth understanding of your needs and goals, and help you decide how to achieve them.
We can help you:
- Achieve goals
- Accumulate assets
- Plan for retirement
- Assess your insurance needs
- Care for loved ones
- Manage cash flow needs
- Save for college
- Leave assets for your heirs
- Donate to charities

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We design and implement investment strategies best suited to your temperament, preferences, and planning objectives. Our approach is based on facts and evidence, not opinions and speculation.
Our clients’ look to us for:
- Wealth Accumulation
- Income Generation
- Capital Preservation
- Risk management
- Tax efficiency

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Emotions and investing can be a losing combination. We act as a steadying hand and help you maintain perspective.
- Take the stress out of investing
- Avoid emotional decision errors
- Make informed financial choices
The field of behavioral finance demonstrates that all investors are hard-wired in certain ways that greatly increase the probability of making poor investment decisions. We seek to avoid personal biases and human emotions in the decision-making process.

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retirement planning


 We are dedicated to helping you achieve your financial goals  
 by providing unbiased advice, personal attention, 
  and quality service.  


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Message from our CCO

“Trust is more than a word – it is the very foundation upon which our company is built.”

Steve Tuttle

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Message from our CIO

“Investing is a skill, not a sport. It requires knowledge, discipline, and patience.”

Eugene Yashin, CFA®


Market Commentary by Eugene

Healthy earnings growth suggests to us that there is still upside in U.S. equities. We are encouraged that markets have shown a surprising level of stability given geopolitical and economic risks. Our quantitative assessment shows stocks that blend growth and value characteristics (growth at a reasonable price, or GARP) are well positioned for the late phase of economic expansion.

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Quick Points by Steve

In a time of accelerated global growth, we believe investors can benefit from foreign exposure. Valuations in Europe, Japan, and emerging markets (EM) all look cheap relative to the U.S. Despite the US Federal Reserve (Fed) raising rates, we believe bonds may prove resilient. We expect the risk of a pullback in equity markets to continue, but we also believe the odds of a new bear market are low – PIMCO estimates 10% or less chance on recession over the next 12 months. The importance of having an asset allocation well suited for your objectives and risk tolerance, as well as being able to focus on the long term, cannot be overemphasized.

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Fun facts


57 percent of investors have not set financial goals


67 percent of people have no financial plan.

Gut Instincts

77 percent of investors are making decisions on gut instinct.

investment knowledge

20 percent of investors claim that their investment knowledge is very strong.