December 12, 2017- Guide to Healthcare in Retirement
Our healthcare system is complex and difficult to navigate. It’s not easy to get the care you need, while keeping costs under control. Here is a summary of the programs available to retirees.
Retirees have valuable healthcare services available through Medicare, Medicaid, and Medigap. However, our health care system is complex and difficult to navigate. The real challenge lies in how to get the most from these programs. And if you make a wrong move, you can end up losing a lot of money.
In order to make informed decisions and plan for what may happen in the future, it is beneficial to know at least the basics of the healthcare resources and choices. Below is a breakdown of some programs:
Keep in mind that these are just summary highlights of the resources available. There are many factors to consider. A skilled advisor can provide insight on how to organize and optimize your healthcare resources on an individual basis. It is important to assess your current coverage, your current financial situation, and your current and future health care needs.
There is no right way to utilize the health care system. Heath care planning can help retirees get the care they need and keep costs under control. A trusted financial advisor can help you make informed decisions based on your unique circumstances.